Let’s start with the obvious question for most people: why should I prepay for my funeral? With so many other things to think about in everyday life, why would I want to pay for something that is hopefully a very long way off. There are sound reasons why prepaid funeral plans are a great idea but at the heart of it are two things: care and cost. Prepaying helps relieve any emotional stress from your family – at a time when they might be least able to cope with it. You are also locking in your funeral costs at today’s price – making prepaying a sound financial investment as well. As well as that you also get to plan things your way and shape the celebration of your life just how you’d want it to be. And that’s something you wouldn’t normally be able to do if the unexpected happens.
Above all else try not to make the subject of dying and funerals a taboo subject. Whilst it might be slightly uncomfortable to begin with, opening up a dialogue with family members about their final wishes creates an opportunity to understand what their preferences are for both medical care and funeral arrangements. It can be hugely comforting to know their exact intentions ahead of time so that everyone has the chance to prepare.